ADU Services

ADU Financing Options

Building an ADU is one of the best investments you can make in Los Angeles. We help you understand your financing options so you can move forward with confidence.

Cash-Out Refinance

Refinance your existing mortgage and pull out equity to fund your ADU. Often the lowest interest rate option for homeowners with significant equity.

Home Equity Line of Credit (HELOC)

Borrow against your home equity with flexible draws as construction progresses. Good for phased builds where you don't need all the funds upfront.

ADU Construction Loans

Specialized short-term loans for ADU construction that convert to permanent financing after completion. Several California lenders offer ADU-specific programs.

CalHFA ADU Grant

The California Housing Finance Agency offers grants up to $40,000 for pre-development costs including design, permits, and site prep for owner-occupied properties.

Not Sure Where to Start?

During your free property review, we walk through your financial options and help you understand which path makes the most sense for your situation and goals.

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Schedule Your Free Property Review

Fill out the form below and we'll help evaluate your property and identify the right ADU solution for your goals.

No obligation. Property-specific guidance from an experienced ADU team.